引用:
原帖由 wlzyf 于 25/4/2008 22:28 发表 
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多谢楼主的及时解答' ~8 J3 [1 O. T/ o) A
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8 W- r2 D& Z2 F" @楼主的意思是 存款所有人和做收入证明的人可以不是同一个人？ z. G& V; r `7 o- @" L
7 `& [9 g# o R' v( N0 G还想确认一个问题：配偶的父母不能做资金担保人？
Hanson.SUN
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关于存款和收入证明，参考以下移民局的信息:
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x. r3 {* s/ t; o: lFinancial requirements
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& f! e- |8 U7 HYou must meet the following financial requirements.
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Note: There are separate financial requirements for fully funded students.
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See: Fully Funded Students
$ A( G0 d' n# t4 g9 z P2 R2 y% nTravel, tuition and living expensesYou must have enough money to pay for travel, tuition and living expenses for yourself, your spouse and your dependent children for the duration of your stay in Australia.
: e% r6 N" ^& y8 W- ^7 Y, f% BYou must:
4 |8 R! S$ R) w- X- show proof that you can meet these financial requirements for the first 36 months of your stay in Australia.
$ m9 e5 T8 j% }Note: If you have completed 75 percent of your course and are applying for a further student visa, you do not need to show your savings history. - declare on your application that you can meet these financial requirements for the remainder of your stay in Australia.
The table below outlines the amounts in Australian dollars (AUD$) that you need access to. These amounts are the minimum required for this visa. They do not necessarily represent the cost of living in Australia.
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| Expenses | Per Person | Amount required in A$ |
| Travel | Yourself | Return air fare to Australia |
| Family members | One return air fare to Australia per person |
| Tuition | Yourself | Course fees |
| Children aged 5-18 | A$8,000 per year |
| Living | Yourself | A$12,000 per year |
| Spouse | A$4,200 per year |
| First child | A$2,400 per year |
| Each other child | A$1,800 per year |
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Acceptable sources of incomeThe money to support you and your family members must come from one or more acceptable sources, which may include:
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- a money deposit with a financial institution that has been held for at least six consecutive months immediately before the date of your visa application by
- you
- your spouse
- your brother or sister
- your parents
- your grandparents
- your aunt or uncle (only if they usually live in Australia and are either a citizen/permanent resident of Australia or an eligible New Zealand citizen)
- a loan from a financial institution made to (and in the name of)
- you
- your spouse
- your brother or sister
- your parents
- your grandparents
- your aunt or uncle (only if they usually live in Australia and are either a citizen/permanent resident of Australia or an eligible New Zealand citizen)
- a loan from the government of your home country
- your proposed education provider
- the Australian Government or an Australian State or Territory government
- the government of a foreign country
- a provincial or state government of a foreign country that has the written support of the national government of the foreign country
- an organisation gazetted by the Minister
- an acceptable non-profit organisation
- a multilateral agency.
1 q; z6 m0 I+ x6 {3 eExamples: United Nations, World Bank or Asian Development Bank
Note: Non-cash assets such as property and shares are not acceptable sources of income. However, non-cash assets may be liquidated or used as collateral on a loan, if they are provided by an acceptable source.
2 P6 R) ]0 s6 P: C: [. y, WProviding evidence of money deposits or loansYou need to show evidence of how the money to fund your studies was accumulated.
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If your source of income is a money deposit held in a bank account, you must provide the following evidence:
d- P0 z. X0 ~" f e5 C, p- pay slips
- bank loan documents
- interest from investments.
If your source of income is a loan, you must provide the following evidence:
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- a bank statement showing the amount of available credit
- a statement from the holder of the loan that its purpose is to support your studies.
Note: If your source of income is a home loan with a redraw facility from an Australian financial institution, the funds from the redraw facility may be considered a loan. A home loan with a redraw facility from a non-Australian financial institution
may be acceptable, but must be considered on a case-by-case basis.
- e) ^" r2 p% Y& p+ n3 |( O0 bFinancial support from a non-profit organisationA non-profit organisation providing you with financial support must be lawfully established and operating in Australia or overseas.
2 v2 \8 B: P; z4 V9 e" UYou must show evidence of the organisation's non-profit status, including:
' N$ _3 o8 p% I" \( ~1 W" A- statement from the Australian Taxation Office showing organisation's status
- documents of incorporation as a non-profit organisation.
You must also show evidence that the organisation has sufficient funds or income to support you financially. Evidence may include:
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- bank statements
- financial statements.
Supporting family members when studying for less than 12 monthsIf you are applying to study in Australia for less than 12 months, your family members are
not eligible to come with you to Australia. However, you
must show that you have enough funds to support your family members in your home country, taking into consideration the standard cost of living in that country.
